Thursday, January 15, 2009

Loyalty Class

Merry Christmas and thank you to the Loyalty Class! We received your card about five minutes ago.



Friends we have never met read along about our savings program and then sent a card of encouragement and support. That is a very sweet Christmas gift. To the Loyalists, as I now refer to you, please post one of your emails in the comments (I will keep it private and not publish that online) so I can send a personal thanks and an update on how we use your contribution.

For others that might be like you and want to contribute, I plan to put up a permanent link on the sidebar, but until then feel free to visit these HOPE links:



A note on gifts:
Yesterday I was talking to a Rwandan church partner about economic development and women's empowerment. He said that if you give a widow some food or money today, she will come back next week and ask for more. The vision of microfinance is not to give money to the poor today and give money to the poor tomorrow, we want to give the poor the resources to end their own poverty, for today and tomorrow. Your giving goes towards the training of local leaders to empower their communities to save, build wealth, gain insurance, generate income sources ... but also to work together, reconcile communities, build confidence, and restore people to their created purpose, vocation, and identity as people of worth. Thanks for giving!

Saturday, January 10, 2009

Market rate

I've heard the term "market rate" in economics classrooms, but it is much more tangible when I stand in a market. Kimironko Market is the big one that we go to, and there is an immense selection of potatoes and bananas and anything else that grows in Rwanda. "How much do your potatoes cost?" If the answer seems to high, there are dozens of other sellers with identical quality potatoes. I keep walking around enough and I will learn exactly what the "market rate" is. Everyone in the market knows what the market rate is, too. But again, it's different to get the concept and feel the concept as I walk around and shop.

I bought market rate flowers, recently. Downtown, flowers are cheaper. I have to figure that out, because it doesn't make sense. The flowers don't grow downtown, how do they magically get cheaper the farther they travel? I've bought flowers downtown before, our 2nd wedding anniversary, and got a great deal on an assorted bouquet ($2.69). So, this time, we have friends coming over for a dinner party and it's Friday and it's a new year, so I decide to get Danielle more flowers. Some young men stand with bouquets near a market going uphill towards town, and I pass there on my way home or into town, just near Stipp Hotel. Why not check the prices and save myself a little longer trip?

I pull over, the first young man walks over quickly with his bouquet. Immediately, three others run over with their identical bouquets. Now I'm thinking, maybe these flowers will be market rate. The first bouquet enters my driver-side window under my nose. He asks 2500 RWF ($4.50). In my pocket, I know I have 1000 RWF ($1.80). I ask if he's willing to take 1000. He's not so eager for 1000, but his bouquet is still inside my window. So I then ask the other three if any of them are willing to take 1000 for their identical bouquets. Before they have any chance, the first seller is now willing to take 1000.

Living in Kigali is not cheap, so I enjoy the luxury of fresh flowers at market rate.

Thursday, January 08, 2009

Growth, entrepreneurship, savings clubs

Savings clubs got a mention by a favorite economist recently. Abhijit Banerjee discussed economic growth and entrepreneurship (PQRS and the Mechanics of Growth); here are a couple of points that came out:

  1. Lots of poor countries have people working for themselves, but that isn't the same as productive entrepreneurialism. Working for yourself in those contexts, in Banerjee's words, is like "buying a job and not a particularly good job."
  2. The poor could spare small luxuries, save more money, avoid large interest and increase daily income, but what is the point? At the end of the day, the extra income is very small, they're still poor, life's not so different. Lot of discipline, little gain.

Here's some detail about #2:

Dean Karlan and Sendhil Mullainathan, in a recent paper, put this point rather starkly. They study fruit vendors in Chennai, India, who make about two to three dollars a day by buying fruit in the morning on credit and paying it back at night. It turns out that the interest rate they pay is 5% per day and at that rate, saving the ten cents they spend on tea for just one day would allow them to pay back their entire loan in six months (the power of compound interest) and add a dollar a day to their earnings. Yet most of them seem to be permanently stuck in their business model.

My point here is not to suggest that there is something egregiously irrational about the poor. Looking at it from their point of view, it seems clear that what they are missing out on is not really an opportunity to transform their lives: we are talking about a few more cups of tea or a few more meat dinners, in return for a few months of discipline. They would remain poor, indeed very poor.

When offered something that would make a significant difference to their lives—say the opportunity to join a ROSCA or a savings club that would help them buy a television—the poor seem to be happy to make the sacrifices. It is more that business-wise they do not see themselves being able to do anything very different. And most of them are probably right.

Banerjee's article focuses on PQRS: differentiated PRODUCT, better QUALITY, reputed RELIABILITY, and SCALE of operations. That's how an entrepreneur establishes real economic growth for herself.

My interest, of course, is that he mentioned savings clubs and significant differences in people's lives. And the difference is more than buying televisions, though that is also significant. The fact is that for the very poor, a savings club may be the difference maker that unlocks the potential for real entrepreneurialism, real community investment, and real lifestyle change. I also like the point that for that kind of change, the poor are happy to make the sacrifice and save. That is a development litmus test, to me: do the poor want this development enough to be happy to make sacrifices to pursue it?

Tuesday, January 06, 2009

Historical Cookbook Reading List

I love books; cookbooks in particular. Cookbooks, to me, represent the origins of economics, Greek oikonomia, home management, scarcity and value of goods. Cookbooks represent an economic revolution from bread and cheese to warm brioche and marmalade, a transformation of the quotidian. So I pass along an historical list of cookbooks that I stole entirely from the special 2008 Christmas double issue of the Economist. I will have to add my own modern list of favorite cookbooks sometime later. Excerpts or wholes of the older texts may be available free online, but I linked the titles to best choice Amazon.com versions. Cookbooks that changed the world:

"Pluck a Flamingo" - Economist

De Re Coquinara, Apicius (circa 400 CE)

The Book of Household Management, Isabella Beeton (1859-1861)

A Gift to Young Housewives, Elena Molokhovets (1861)

The Boston Cooking-School Cook Book, Fannie Farmer (1884)

Le Guide Culinaire, Auguste Escoffier (1902)

Mediterranean Food, Elizabeth David (1950)

"Food for Thought" - Economist (not a reading list, but another good article)

Barilla, after 90 years of being the world's biggest pasta-maker, became perhaps the world's greatest gastronomical library. The Academia Barilla, designed by Renzo Piano – renowned architect whose High Museum renovation premiere lecture we attended along with Noel Porter – is now the home of a library of ancient cookbooks and menus as well as an instructional theatre and classrooms. If you're planning a vacation to Parma, Italy, plan a trip here.

Sunday, January 04, 2009

Rwanda Rising, produced by Ambassador Andrew Young

Andrew Young Presents … a documentary about Rwanda. Ambassador Young is a personal hero of mine as a missionary turned Civil Rights leader who became an Atlanta mayor and then Ambassador to the U.N. under President Carter. Danielle and I both attended the Andrew Young School of Policy Studies at Georgia State University, and I have long been interested in his NGO, Good Works International (GWI).

Rwanda Rising is a film that Ambassador Young produced as part of his effort to communicate stories of growth and progress in Africa. GWI is a consulting organization that works with African national leaders and American businesses to encourage productive environments for foreign direct investment, which also promote positive development reforms in Africa.

We met Ambassador Young at honors night at Georgia State (Danielle's honors, not mine) and he was very gracious. Perhaps we will make his acquaintance again on his many trips to Rwanda.

Saturday, January 03, 2009

cODE

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Kiesshauer’s music


Ryan and Bethany sang at our wedding (and Neal). They sang at many of our friends' weddings, I'm just glad they did ours before they become famous and inaccessible. One of the Third Day guys went to CCF, too, but does he respond to emails? Ryan still responds to emails, for now.

Ryan quit his job doing Techie computer stuff so that he could work for himself and do Techie computer stuff, but this time he would make his own hours and devote many hours to writing his own music. So now it has happened, Ryan has now made his final demo mix and sent it off to Ed Cash. If you know Ed Cash, put in a good word. I don't know him, but with a name like that he's got to be legit.

Here's a guy (Ryan), married to a great woman (Bethany), and they're both willing to forgo normal income in order to make music. It's hard to do that as a young married couple, other couples don't do that. Luckily Ryan is very talented and gets more Techie business than he can handle, so they've not been out on the street, but here's another couple of friends not afraid to dream and shake their lives up to make their dream happen. One of his songs has already become famous among a very large group of friends, it is a memorial to Pa Harper; you'll want to hear it at your own funeral one day. As soon as his music is publicly available, I'll let you know. If you want to read more about his process, Ryan blogs.

On a personal note to Ryan:

Ryan, we raced Mario Kart together … don't forget me.

On an impersonal note:

Third Day is a very successful group of Christian music artists, and if anyone knows Mark Lee, please ask him to give Rick a call. Rick would love that. Rick is very sorry he didn't think you were good enough for the CCF band.

Wednesday, December 31, 2008

Rachel’s beans

Many of our friends do very cool things, so it's a pleasure to share them with friends and family. Rachel, one of Danielle's bridesmaids, moved to Colorado where she uses her Georgia Tech Industrial Engineering degree to count beans. I am IE'00, so I know something about bean counting myself.

Actually, I'm sure Rachel is a much better IE than me, and I'll be excited to share what her next steps of IE and helping the world will be, but for now, she is helping poor women in Colorado gain self-confidence and work skills to turn their lives around. Here is their video, a PBS report: Bean Project Helps Poor Women.

Bob Lupton Reading List

Bob Lupton is an Atlantan, introduced to me by Angie Allen. When I was at CCF we worked with his organization, FCS Urban Ministries. Bob also happens to be a great writer of gritty substance when it comes to the mission of the church. Theirs is the Kingdom is one of my earliest reads on theology, a collection of stories that leave you to resolve within yourself. Here is Lupton's list:

Compassion, Justice and the Christian Life: Rethinking Ministry to the Poor (2007)

Renewing the City: Reflections on Community Development and Urban Renewal (2005)

Return Flight: Community Development through Reneighboring Our Cities (1997)

Theirs is the Kingdom: Celebrating the Gospel in Urban America (1989)

A friend once taught me that the goal of ministry is to comfort the uncomfortable, but also to discomfort the comfortable. A 2008 Lupton article is particularly discomforting for the international missionary, his comments are bold, and you'll not want to read it unless willing to be humble and challenged. As a disclaimer, the intensity of Lupton's argument does not reflect the cooperative attitude and optimistic spirit of my organization or me personally, but his admonitions serve as a warning of the unintended consequences of benevolent intentions.

Monday, December 29, 2008

18 Top Public Intellectuals, 2008 (also a reading list)

Foreign Policy produced (in May 2008) their list of Top 100 Public Intellectuals. I have stolen away some of my favorites below, many of whom are economists, but certainly not all. 2 DISCLAIMERS: Many of FP's top intellectuals also contribute for FP, and many of my selected favorites are those I've written about before, so we each have our biases. I have also edited somewhat for length and content.

George Ayittey, Ghana - Economist: Ayittey is a prominent Ghanaian scholar, activist, and author of Africa Unchained: The Blueprint for Africa's Future. As president of the Washington-based Free Africa Foundation, he argues that "Africa is poor because she is not free." He is an economist in residence at American University.

Paul Collier, Britain - Development and conflict economist (previous post): Author most recently of The Bottom Billion: Why the Poorest Countries Are Failing and What Can Be Done About It, awarded the 2008 Gelber Prize, Collier is professor of economics at Oxford University and a leading expert on the governance and development challenges faced by the world's poorest countries.

Esther Duflo, France - Development economist: Duflo is the Abdul Latif Jameel professor of poverty alleviation and development economics at the Massachusetts Institute of Technology, where she studies health, poverty, and credit issues in the developing world. Duflo's papers apply field experimentation and quantitative analysis to development issues.

William Easterly, United States - Economist (previous post) (previous post #2): Easterly views much foreign aid as messianic, wasted, or even harmful to developing countries. He is professor of economics at New York University, author of The White Man's Burden: Why the West's Efforts to Aid the Rest Have Done So Much Ill and So Little Good.

Umberto Eco, Italy - Medievalist, novelist: Eco's dense novels, such as The Name of the Rose and Foucault's Pendulum, are a dizzying blend of philosophy, biblical analysis, and arcane literary references.

Thomas Friedman, United States - Journalist, columnist: Friedman—New York Times foreign affairs commentator, three-time Pulitzer Prize-winning journalist, and author of The World Is Flat
and From Beirut to Jerusalem—is one of the world's most popular and influential syndicated columnists.

Francis Fukuyama, United States - Political scientist: Renowned for declaring The End of History
after the fall of the Soviet Union, Fukuyama is professor of international political economy at the School of Advanced International Studies at Johns Hopkins University and author most recently of America at the Crossroads: Democracy, Power, and the Neoconservative Legacy.

Malcolm Gladwell, Canada/United States - Pop sociologist, journalist (previous post): Author of Blink and The Tipping Point, Gladwell is a National Magazine Award-winning staff writer at The New Yorker.

Robert Kagan, United States - Author, political commentator: An influential columnist for the Washington Post and elsewhere, Kagan is senior associate at the Carnegie Endowment for International Peace and author most recently of The Return of History and the End of Dreams.

Garry Kasparov, Russia - Democracy activist, chess grandmaster: Since his days as a world chess champion, Kasparov has become an outspoken critic of outgoing Russian President Vladimir Putin. He is chairman of the United Civil Front, a democratic activist group.

Rem Koolhaas, Netherlands - Architect: Koolhaas is Pritzker Prize-winning principal at the Office for Metropolitan Architecture, but his influence extends to urban theory, journalism, and beyond. The cofounder of Volume magazine, his most famous works include Maison à Bordeaux, the Seattle Public Library, and the Casa da Musica hall in Porto, Portugal. He is professor in practice at Harvard University's architecture department and author of Delirious New York and S,M,L,XL.

Paul Krugman, United States - Economist, columnist (previous post): A fiery political commentator for the New York Times and a respected trade theorist, Krugman is a John Bates Clark Medal-winning economist at Princeton University. His most recent book is The Conscience of a Liberal.

Steven Levitt, United States - Economist, author (previous post): Best known for coauthoring Freakonomics with Stephen J. Dubner, Levitt is the Alvin Baum professor of economics at the University of Chicago. A 2003 winner of the John Bates Clark Medal for economists under 40, his most famous work links the rise in abortions to the drop in crime rates in the United States.

Samantha Power, United States - Journalist (previous post): A former foreign-policy advisor to Barack Obama's presidential campaign, Power is best known for her Pulitzer Prize-winning book, A Problem from Hell: America and the Age of Genocide. She is the Anna Lindh professor of practice of global leadership and public policy at Harvard University's Carr Center for Human Rights Policy.

Jeffrey Sachs, United States - Development economist (previous post): A former special advisor to U.N. Secretary-General Kofi Annan for the Millennium Development Goals, Sachs directs the Earth Institute at Columbia University. He is author of The End of Poverty.

Amartya Sen, India - Development economist (previous post): Sen is an Indian-born economist whose influence spans the globe and ranges far beyond his field. He won the 1998 Nobel Prize in economics for his work on poverty, development, and democracy. Presently, he is the Lamont university professor at Harvard University. In 2000, Sen authored Development as Freedom.

Wole Soyinka, Nigeria - Playwright, activist: Winner of the 1986 Nobel Prize in Literature, Soyinka is one of Africa's most distinguished playwrights. Soyinka was imprisoned during the Nigerian civil war and became a fierce critic of subsequent Nigerian regimes. He is formerly the Elias Ghanem professor of creative writing at the University of Nevada, Las Vegas, and one-time professor at Emory University. Soyinka has prolifically written plays as well as novels, poetry, essays, and more.

Muhammad Yunus, Bangladesh - Microfinancier, activist (previous post) (previous post #2): Recipient of the 2006 Nobel Peace Prize, Yunus is the founder of the Grameen Bank and a pioneer in the field of microfinance. He recently wrote Creating a World Without Poverty: Social Business and the Future of Capitalism.

Sunday, December 28, 2008

Thank you

Danielle and I have received cards and gifts and know of more on the way, and without naming names we just want to say thank you. Thank you also to the friends and family who've mailed or emailed their Christmas pictures; they make us feel like we are sharing the Christmas season with you. Thanks also to Rodney who deposits my paychecks in Rwanda, and a special thanks to a group of people who don't know us but have sent us gifts and encouragement anyway.

I want to thank you publicly since I requested pictures and Christmas stories publicly, and I want to share with our family back home how supported we feel by them, our friends, and friends we haven't met.

I hope you all have a great new year's celebration!

Friday, December 26, 2008

Christmas family portrait

Christmas movie ranking

Because I can't help myself, one last Christmas post: Christmas movies – top 20 according to IMDB rankings with my top 10 in bold.

It's a Wonderful Life (1946, 8.6)
A Charlie Brown Christmas (1965, 8.4)
The Snowman (1982, 8.3)
How the Grinch Stole Christmas (1966, 8.3)
Scrooge (1951, 8.1)
The Nightmare Before Christmas (1993, 8.0)
A Christmas Story (1983, 8.0)
Miracle on 34th Street (1947, 8.0)
Rudolph, the Red-Nosed Reindeer (1964, 7.9)
The Year Without a Santa Claus (1974, 7.9)
Santa Claus is Comin' to Town (1970, 7.8)
Mickey's Christmas Carol (1983, 7.7)
A Christmas Carol (1984, 7.7)
The Muppet Christmas Carol (1992, 7.4)
Christmas Vacation (1989, 7.3)
Frosty the Snowman (1969, 7.3)
White Christmas (1954, 7.2)
Elf (2003, 6.8)
Home Alone (1990, 6.8)
Scrooged (1988, 6.7)

Thursday, December 25, 2008

Merry Christmas!

They're singing Deck the Halls, but it's not like Christmas at all, as I remember when you were here and all the fun we had last year ...

Christmas in Kigali



Christmas Eve was crossword puzzles, last minute gift shopping, remoulade and olive dips, candlelight service at Christ's Church, last minute grocery shopping for ham, calamari, and chocolate at Nakumatt, Christmas music and dancing at home, dinner while watching Elf, and going to bed.

Christmas Day is singing "Once in Royal David's City" in the St. Etienne's adult Christmas choir during morning service, Danielle directing the children's Christmas play [picture below], coming home and eating, listening to more music, playing Scrabble and Skipbo, maybe visiting with a few friends in the area, and talking to family on Skype.



The Christmas menu today includes French toast flavored with ginger, cinnamon, and caramel extract, and accompanied with local honey and local oranges that also taste like lime. We also enjoyed the best coffee from Kivu region near the lake in West Rwanda. In addition, Cadbury has introduced me to what I now consider to be what Christmas tastes like, the Grand Seville: a subtle blend of milk and plain chocolate with raisins, orange oil & orange liqueur flavour.

Danielle is wearing new, silver, dangling fish earrings and I am perusing the current Economist and Newsweek magazines.

Have a very merry Christmas!

Wednesday, December 24, 2008

Mobile banking

6.5 billion people in the world ... only 1.5 billion have access to a bank account.

There are 3 billion mobile phones around the world.

Wizzit is a mobile banking company trying to reach the unreachable with banking services through mobile phone technology, and they are partnering with World Bank to get their services out there.

YouTube video for those who want more: Banking the Unbanked.

In many developing countries, particularly in rural areas, access to financial services is costly and very limited. This translates to a large percentage of the population operating on a cash basis only and outside of the formal banking system.

It is estimated that 40 percent of South Africa's 45 million population are un-banked or under-banked. However, nearly 60 percent of South Africans have mobile phones. The proliferation of mobile services worldwide has created a unique opportunity to provide social and financial services over the mobile network.

More on mobile banking? Here's a presentation by CGAP (Consultative Group to Assist the Poor, an independent group housed at the World Bank).



Monday, December 22, 2008

More Christmas music

I posted our wedding Christmas playlist from December 2006, but we have added some favorites since then that are on heavy rotation. They are in alphabetical order, but I bolded some of my particular favorites. That's two Christmas playlists from me, but seriously, are there any other worthwhile Christmas songs out there? I'd love to hear your favorites that I can add to the list.

Blue Christmas - Elvis Presley
Christmas All Over Again - Tom Petty & The Heartbreakers
Christmas in Hollis - Run-DMC
Christmas Will Really Be Christmas - Lou Rawls
Christmas Wrapping - The Waitresses
Do You Hear What I Hear? - Bing Crosby
The Little Drummer Boy - Johnny Cash
Little Saint Nick - The Beach Boys
Mamacita, Donde Esta Santa Claus - Guster
O Come O Come Emmanuel - Sufjan Stevens
Santa Baby - Eartha Kitt
Silent Night - Etta James
White Christmas - The Drifters
Wonderful Christmastime - Paul McCartney

Saturday, December 20, 2008

Better than a Christmas tree

I just saw a picture of my parents' Christmas tree tonight on video Skype, it was beautiful. We don't have a Christmas tree, but what we do have is Christmas cards on the buffet right next to a beautifully Rwandan hand-carved nativity scene. Thanks to Brenna for both of our two Christmas cards, she was our house guest and the namesake of the O'Brien room upstairs. Danielle got a card, I got a card, very nice.



Can't say we're not nostalgic for a Christmas tree, but our Christmas is different this year, and we appreciate that. This year, it's us and our nativity scene … and some woven Christmas ball ornaments and Brenna's two cards.

Note: Nostalgia is not Christmas, but that doesn't mean we won't vicariously enjoy pictures of your Christmas trees and presents and parties. Please send pictures. Email us if you have the address, post comments to picture links, otherwise, but we'd love to share your Christmas by seeing your pictures. You know we'll share ours.

Tatum’s 100

My friend Jason Tatum has lost 100 lbs this year! I have shared that story with some friends and family because I am so proud of the tremendous accomplishment, but here are the pictures to prove it and here is a story to boot.

Your first thoughts: camera tricks and a haircut. The truth is that I have read everything he's eaten and every time he's exercised for the last year. Actually, hundreds of people have read everything he's eaten and every time he's exercised for the last year. I am one of many who receive the Tatum Daily Update.

Jason is losing this weight to become mission-field-ready in order to join the campus ministry startup in Birmingham, England (a ministry with a fantastic start, so far). To me, the weight loss is the side story; the main story is an incredible young man leaning on community and pursuing his dreams. Mr. Tatum is very talented, and his mind is endlessly focused on others, on ministry, on justice, on stories, on grace … he has limitless creativity and it's all focused on being a light in the world.

Losing weight is more than an exercise; it is a spiritual journey of identity, fear, and discovery. The discovery for those of us who support him in his future ministry is what calling and purpose await after such a difficult road.

[Note: today we are at a negative 108.2 lbs. As Tatum would say, "fist pump." Also, I think I hear that he'll be working at CCF some while fundraising, that's great.]

Google Earth view of our Kigali neighborhood

Interested in exploring our Kigali map on Google?

This is our neighborhood: Biryogo. We are in the province of Kigali, district of Nyarunge, city of Kigali (Kigali-ville), and then the neighborhood of Biryogo. Some will want to say that I live in Kiyovu but that's where the president lives, we're Biryogo people.

Let's begin with the Anglican guest house compound. We first lived in Mercy House, small bedroom, shared bath, breakfast included (thanks Janet). Now we live in Hope House, 2 floors, 2 bedrooms, 2 baths, living/dining room, kitchen, it's wonderful. Hope House is the closest to the street of two apartments in the same building shared with Shalom House. Our neighbors in Shalom, David and Liz, return from England in January/February to work with Kigali Institute of Science and Technology (KIST). Mercy House is where we enjoyed the porch with the amazing view. It's rocking chairs looked out over a sizable garden and then a vast hillscape of neighborhoods and lights. The right-side boundary of the compound is where the hill starts sloping down away from Avenue Paul VI, sloping toward the Gikondo neighborhood and sloping back up beyond that to far areas with houses and fields and lights.

Across the street is the Anglican Church compound with the church labeled and slightly up and to the right is the main hall where we do some of our trainings.

Left out of our gate heads toward the Muslim Quarter and some shops where I buy airtime for my mobile phone. Right out of our gates goes toward downtown - 30 minutes walk/short drive: Urwego Opportunity Bank, hotels, restaurants, shops. Within close walking distance is New Cactus, a casual French/continental with free Internet and a great view and lounge chairs in the grass by the hillcrest.

We love our location and it's easy to reference by KIST or St. Etienne's. Now you know where to drop by, but don't come unannounced, Lazarus the guard dog is very protective.

Friday, December 19, 2008

Expatriate Christmas party

Eating, caroling, and glad-handing expatriates. It was actually quite a neat experience to celebrate Christmas carols with a room full of people we don't know who are also away from family and also doing work in Rwanda that is pretty strongly influenced by this baby Jesus we kept singing about.

Favorite carols this year: O Come, O Come Emmanuel and Little Drummer Boy (Johnny Cash version).

In the background of Danielle singing carols you can see Phil and son Sean playing guitar. Phil directs World Relief Rwanda, and Sean is finishing a policy master's at Duke. We see them both at St. Etienne's and we sing with them and Phil's wife Becca in the Christmas choir. Also, note the Christmas ornaments that we bought earlier today and brought to the party; they're in the background of the songbook shot below.