How can the poor save?

I have heard the question a few times: How can the poor save?

A new microfinance institution was set to open in Lilongwe, Malawi. A huge crowd lined up for the doors to open; at the front of the line, a blind man. The blind man was a beggar, and his son led him by the hand to this new bank. Though everyone was pushing to be first through the doors, no one pushed the blind beggar out of the way. When the doors opened he was first to deposit is 20 cents. Every Friday, his son leads him to the bank, places his hand on the fingerprint reader, and the blind beggar deposits his money.

A quiet gentleman overheard this story at the Mercy House dining room, and he softly noted, "That man knows what it's like to have nothing at all."